Privacy Policy
Monthline is personal-finance decision-support software. It helps you review cash flow, debts, subscriptions, reserves, assets, expected sales, and other evidence you choose to enter or review.
What Stays Local By Default
- Manual entries, draft rows, and confirmed local finance rows are stored on your device by default.
- Voice recordings and transcripts are processed to create review rows after you tap record.
- Draft and imported rows are not treated as final until you explicitly confirm them.
Optional Provider Calls
Monthline may send limited data to a provider only after explicit user action:
- Capture and processing choices are disclosed in the app so you can decide whether to continue or type and edit a draft instead.
- Optional provider processing happens only after an explicit action in the app. The provider receives only the information needed for that requested feature.
- Monthline does not ask for or store bank usernames or passwords.
API keys entered in Settings are stored in the device Keychain. Do not send keys to support.
Website, waitlist, and analytics
When you submit the website waitlist form, Monthline sends your email address to Resend to maintain the waitlist. We use Plausible Analytics on this site to understand aggregate page use. We do not use the website form to collect financial information.
Not Advice
Monthline is not a bank, lender, broker, custodian, credit bureau, investment adviser, debt settlement company, tax adviser, or legal adviser. It does not provide financial, investment, tax, legal, credit, or debt-settlement advice.
Deletion and Export
During the private beta, you can use the in-app reset flow in Settings to delete local database entries, or use the JSON export to extract your data. To request waitlist email deletion, contact support@monthline.app.
Contact
For privacy or support questions, contact support@monthline.app.